A Dream Defaulted

A Dream Defaulted The Student Loan Crisis Among Black Borrowers

Jason N. Houle and Fenaba R. Addo, Foreword by Ayanna Pressley
paper, 208 Pages
Pub. Date: November 2022
ISBN-13: 978-1-68253-756-5
Price: $39.00

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Pub. Date: November 2022
ISBN-13: 978-1-68253-757-2

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A Dream Defaulted explores how the student loan crisis disproportionately affects Black borrowers and why rising student debt is both a cause and consequence of social inequality in the United States.


Contrary to popular opinion, the student debt crisis is not a consequence of frivolous or unwise spending decisions on the part of young people seeking undergraduate degrees. In this important book, Houle and Addo demonstrate that structural rather than individual factors have produced the current emergency. Houle and Addo not only examine the racialized scope and impact of the student debt crisis but also provide recommendations for pathways out of the catastrophe. — William A. Darity Jr., founding director, Samuel DuBois Cook Center on Social Equity, Duke University

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About the Authors

Jason N. Houle is an associate professor of sociology at Dartmouth College. Fenaba R. Addo is an associate professor of public policy at the University of North Carolina–Chapel Hill.

E-book available through online booksellers

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